M'Ije'- A Fintech Application

Role

Founder, CEO, Product Designer

Main

In order to create a sophisticated mobile banking app that provide users with seamless international transaction, consider the following key features.

To create an actual solution that is feasible and fast to lunch, I still don’t know why people haven’t thought of a solution yet! The goal is to lunch, then Iterate on it as we go on.

Timeframe

5 months

Background Information

The solution is to add the concept of “Binance P2P”. When I experienced the seamless flow of making international payments through crypto, I was utterly astound. This Idea was birthed through a series of harsh experiences. This is just a tip of the Idea, as we go on, we’ll unravel more.

After facing terrifying scenes of missing amazing jobs and worst of all, My money being frozen and suspended in PayPal, then realization that its only the world most populated black country (Nigeria) that is facing the problem of international payment. This is a limitation to greatness and with my user experience design knowledge, I’ll try as much as possible to resolve the issue!

1. Discovery

The Problem

This project started with the goal of solving a general problem that seems actually simple and very obvious in Nigeria, West Africa. So, first of all….. What’s the problem?

It is the fact the international transaction is dangerous and nearly impossible. Dangerous in the sense that your money can be frozen or stuck. The thing is, other companies have tried and created a separate who fin tech platform, now imagine this use case.

The Problem: Use Case I

Imagine this, you’ve finalized a deal with a client then you tell the client to install an unknown app from who knows where, then you tell him/her to use their personal detail to sign up. we already know where this story is going to. Now that’s the problem with people trying to Fix the problem with another problem.

The Problem: Use Case II

What if the user clicks a wrong vendor like selects G&S instead of F&F because that can lead to an account being suspended or permanently disabled along with all the funds in the account?

Its only in Nigeria that it happens 50% of the time, but in for instance USA, it doesn't really matter if its goods and services or friends and family, so the account will be hosted by an employee in an outside country

The Problem: Use Case III

How will you confirm the transaction?

Actually, since the vendor on the other end is not a bot, a screenshot of the transaction will be sent from the user and the name of the account would be needed to be provided.

2. Ideate (Upload in progress...)

3. Design

Logo Design

High-Fidelity Design



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